In the last few years, investing has become a much more accessible world, particularly in the UK. Investment Apps rise of smartphones and recovery platforms. Even first-time investors can purchase stocks, trade ETFs, or contribute to their departure portfolios—all from the palm of their hand. Today, dozens of apps are accessible, each offering unique features that suit different investment goals and experience levels.
Whether you’re a careful beginner, a busy expert looking for computerization, or a hands-on buyer, there’s likely an app that suits your financial goals. This inclusive guide explores the top investment apps for UK patrons, comparing their features, pricing and fittingness for different types of investors.
Why Use an Investment Apps?
Before we drop into the apps, let’s understand why investment apps are fast popularity:
- Accessibility: You can use as little as £1..
- Ease of Use: Modern apps are intended with a beginner-friendly interface.
- Low Fees: Many apps offer commission-free trading.
- Diverse Options: Access to stocks, ETFs, bonds, crypto, and manage portfolio.
- Investment Apps: Manage your entire investment portfolio from your mobile phone.
These compensation make investment apps a smart option for UK users—especially Millennial and Gen Z who choose mobile-first solutions.
1. Investment Apps– Best for Beginners and Long-Term Investors
Free trade is a UK-based investment app that offers commission-free trading in a wide range of assets, as well as UK and US stocks, ETFs, and investment trust. It’s designed with effortlessness in mind, making it an ideal platform for first-time investors.
Features:
- Commission-free trading on essential plans
- Access to Stocks & Shares ISA
- Fractional shares available for trendy US stocks
- User-friendly interface, perfect for beginners
- Regular new stock listings
Pricing:
- Basic account: Free
- Free trade Standard: £4.99/month (includes ISA)
- Free trade Plus: £9.99/month (additional features)
Pros:
- Transparent pricing
- Intuitive design
- Great for passive investors
Cons:
- Limited research and charting tools
- No crypto support
2. Extort – Best for Social Trading and Crypto Access
Extort is a global platform with an exclusive feature: social trading. Users can copy the strategy of top-performing investors, making it a learning knowledge for beginners and a community for experienced traders.
Features:
- Copy Trader meaning lets you reflect other investors
- Real-time tracking and portfolios
- In-app discuss and market opinion tools
- Fractional shares available
Pricing:
- Commission-free for stocks
- FX fees apply when depositing in GBP (USD-based platform)
Pros:
- Excellent for learning from others
- Wide range of assets including crypto currencies
- No commission on stock trades
Cons:
- Platform primarily in USD
- Can be irresistible for beginners
3. Trading 212 – Best for DIY and Automated Investment Apps
Trading 212 is a well-known UK platform that offers both manual and automated investing through its Invest and ISA accounts. It’s one of the first to popularize commission-free trading in the UK.
Features:
- Commission-free investing in stocks and ETFs
- Pies & AutoInvest feature for creating automated portfolios
- Fractional shares
- Practice account with £50,000 virtual money
- Strong mobile and desktop integration
Pricing:
- Free trading and ISA
- No account minimum
Pros:
- Great for building a diversified portfolio
- Easy to set up recurring investments
- Ideal for both beginners and seasoned investors
Cons:
- Limited customer service options
- No access to mutual funds or bonds
4. Investment Apps – Best for Hands-Off Contributing
Nutmeg is a UK-based robe-advisor that builds and oversees differentiated portfolios based on your plausibility profile.
Features:
- Access to fully managed portfolios
- Includes Stocks & Shares ISA, Lifetime ISA, and pensions (SIPP)
- Regular portfolio rebalancing
- Strong customer support and transparency
- Ethical investing options available
Pricing:
- Additional fund costs apply (~0.19% average)
Pros:
- Automated, data-driven investing
- Transparent fee structure
Cons:
- Higher cost than DIY investing
- No control over individual assets
5. Moneybox – Best for Newbies and Micro Investment Apps
Moneybox is a creative savings and investment app that turns your extra transform into investments. It’s intended for users who want to dip their toes into investing without changing their routine.
Features:
- Round-up investing from linked debit/credit card transactions
- Supports Stocks & Shares ISA, LISA, and General Investment Account
- Choose from cautious, balanced, or adventurous portfolios
- Cash savings and pensions also available
Pricing:
- £1/month platform fee (after 3-month free trial)
- 0.45% annual fee on investments
- Fund provider fees (~0.12%–0.30%)
Pros:
- Helps form healthy saving habits
- Very beginner-friendly
- Broad financial ecosystem (ISA, mortgage advice, pension transfers)
Cons:
- Less control over asset allocation
- Limited to fund-based portfolios
6. Hargreaves Lansdown – Best for Investment Apps Options
Hargreaves Lansdown (HL) is one of the UK’s most managed investment platforms, recognized for its extensive research tools, large product range, and customer service. It’s a strong choice for standard financial specialists who esteem in-depth examination.
Features:
- Entrance to UK/worldwide shares, ETFs, funds, investment trust
- Powerful market research and tools
- Dedicated financial advisers (for extra fees)
Pricing:
- £11.95 per trade (decreases with higher frequency)
- ISA/SIPP admin fees apply (0.45% capped for funds)
Pros:
- Trusted brand with strong reputation
- Excellent support and guidance
- Broadest asset selection in the UK market
Cons:
- High fees compared to newer apps
- Not as modern or sleek in design
7. Plum – Best for Automatic Investment Apps via AI
Plum is a hybrid app combining AI-driven savings and investing. It analyses your bank account activity, identifies how much you can afford to save, and invests that money into selected portfolios.
Features:
- Automatic savings based on spending habits
- Investment keen on pre-built funds by Stocks & Shares ISA
- Eco and ethical investment options available
- Cash back rewards from retailers
Pricing:
- Basic savings features are free
- Investments start at £2.99/month (Plum Pro)
- Fund provider fees (~0.15%–0.90%)
Pros:
- Set-and-forget investing model
- Great for new savers
- AI helps optimize saving strategy
Cons:
- Not suitable for DIY investors
- Fewer investment options than competitors
Bonus Mentions Investment Apps
Wealthily
A simple robe-investor that builds diversified portfolios. Backed by Aviva, it offers ethical options and low fees.
Revolute
While not a pure Investment Apps platform, Revolute offers in-app trading of stocks, crypto, and commodities—ideal for casual investors already using the app for banking.
Conclusion
The best investment app for UK users eventually depends on your individual goals, risk tolerance, and investment knowledge. Investing involves risk, and it’s important to do your individual research or consult a financial advisor before making a speculation decision. Start small, stay steady, and focus on long-term augment.
